Repair Or Improve Your Credit
We clean up your credit and raise your credit scores Credit repair doesn't have to be a hassle, The Credit People keep it simple:
If a caveman had a credit report, he’d choose The Credit People. That’s how easy our service is.
Your credit report is updated by your creditors and the credit reporting agencies, and requested by others who want to see if you qualify for new credit. This constant activity happens -- even without your knowledge – as you go about your daily life.
Our Results:
All backed by our Unbeatable Satisfaction Guarantee
50-100+ points
estimated credit score increase*
1,493,678
credit issues removed for our customers
You're approved...After our service, our customers were more eligible to get approved for their goal.
78%
Approved
for Auto Loans
71%
Approved
for Home Loans
81%
Approved
for Auto Loans
74%
Approved
for Auto Loans
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+
Properties reviewed
for my clients
How We Can Help
Clean up your credit.
Raise your credit scores.
(...We keep it simple.)
Find out what we can do for you, and let’s fix your credit.
How Our Service Works
Leave your credit repair to the experts
Results in less than 60 days, an online account to watch us work, and a satisfaction guarantee:
Access to all three credit reports and credit scores.
An unbeatable satisfaction guarantee.
24/7 access online. Watch our progress every step of the way!
Here's how our service works
What is Bad Credit ?
Bad credit refers to a person's history of failing to pay bills on time, and the likelihood that they will fail to make timely payments in the future. It is often reflected in a low credit score. Companies can also have bad credit based on their payment history and current financial situation.
A person (or company) with bad credit will find it difficult to borrow money, especially at competitive interest rates, because they are considered riskier than other borrowers.
What Is A Credit Score?
Your credit score is a 3-digit number between 300 and 850 that shows how creditworthy you are. Lenders use your credit score to decide whether or not you qualify for loans. They also use your credit score to determine your interest rate.
Credit scores are calculated using a 5-part formula, calculated based on the following factors: payment history, amounts owed, length of credit history, mix of types of credit, and amount of new credit.
Your credit scores don’t just influence your ability to get a loan at a good price, however. Employers check credit to make sure that their employees can be trusted with money. Landlords check reports to determine whether or not they are a risky tenant.
Using credit in this way is extremely common in our society, and because of this, having a good score can affect your financial future in more ways than one. If you have a poor credit score, you might benefit from credit repair.
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Out of 5
Here's what some of our happy customers had to say about us...
5
5/5
"You guys did such a great job. My score is over 700 now and I so happy with how it all turned out. You all have impressed me from the beginning and I can't thank you enough for all the help, especially John, he's really been great. I would be happy to refer someone to The Credit People, you've done a great job."
Gianna Irvin
5.0
5/5
"Before this service, I couldn't even get an apartment. Now I'm in a new home and I am building a new life."
Tony L.
Colorado
4.8
4.8/5
"Thank you for the advice. I am very happy with the work you are doing. The credit people have really done an amazing job for me and my wife. I can't thank you enough for taking a special interest in our case like you have. I have received help from at least a half a dozen people over there and everyone has been so nice and helpful. You're a great company."
Guss K.
New Jersey
4.8
4.9/5
"I can't believe what you've done. I am not the easiest person to reach and I'm definitely not the most organized (which is why I went with your company honestly) but you managed to raise my credit score by 72 points, so I'm happy!"
Mike G.
Virginia
4.8
5/5
"I admit I was skeptical at first and at times because of the many tv adds that say to avoid scams with your credit report. I was pretty worried that I had thrown my money down the drain. I was very pleased at the final product I received from your company. You no doubt saved me thousands of dollars in what would have been higher interest payments. Thank you very much for a job well done."
Andy S.